Concierge Doctors
Once only wealthy patients subscribed to concierge medicine, in which 
primary care doctors receive a retainer in exchange for offering special
 services such as house calls. Some concierge practices do not accept insurance of any kind. These are 
also referred to as cash-only or direct primary care practices. By 
refusing to deal with insurance companies, these practices can keep 
overhead and administrative costs low, thereby providing affordable 
healthcare to patients.
 They become "concierge" only if the practice assesses an annual or 
monthly fee instead of or in addition to a fee for each medical service.
 Other concierge practices do take insurance, even Medicare, but ask for an annual fee for additional services exclusive of those covered by insurance plans.
 This annual fee is not a substitute for medical insurance, and 
generally does not cover consultations outside the practice, laboratory 
procedures, medicines, hospitalizations or emergency care from other 
providers.








 
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