Concierge Doctors
Once only wealthy patients subscribed to concierge medicine, in which
primary care doctors receive a retainer in exchange for offering special
services such as house calls. Some concierge practices do not accept insurance of any kind. These are
also referred to as cash-only or direct primary care practices. By
refusing to deal with insurance companies, these practices can keep
overhead and administrative costs low, thereby providing affordable
healthcare to patients.
They become "concierge" only if the practice assesses an annual or
monthly fee instead of or in addition to a fee for each medical service.
Other concierge practices do take insurance, even Medicare, but ask for an annual fee for additional services exclusive of those covered by insurance plans.
This annual fee is not a substitute for medical insurance, and
generally does not cover consultations outside the practice, laboratory
procedures, medicines, hospitalizations or emergency care from other
providers.
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